FINANCIAL SERVICES CONTENT

See below for examples of content we have created on behalf of our financial services clients.

FEATURED FINANCIAL SERVICES CONTENT

Middle market business leaders maintain confidence despite ongoing uncertainty

Confidence at the company level, skepticism about the U.S. economy About half of the middle market business leaders KeyBank surveyed in September (47%) characterized their outlook on the overall U.S. economy as very good or excellent. Those with distinctly more favorable perspectives on the overall economy include businesses with revenue of $250 million to $500 million (63%) and those in the retail sector (57%). At the other end of the spectrum, those with $10 million to $25 million in annual re

A Financial Wellness Benefit That Goes Beyond Education To Real Action

Widespread financial stress has made membership in credit unions a critical employee benefit. However, budgeting tips are simply not enough: Credit unions are rising to the challenge to help employers offer impactful financial products and services to their workforce. Together, employers and credit unions can incentivize savings, reduce money lost to high fees and provide a suite of financial products that employees can use to

Fraud and cybercrime are on the rise. Is your small business ready?

According to a recent Federal Trade Commission Report, consumers reported losing more than $5.8 billion to fraud in 2021, an increase of more than 70 percent over the previous year.

Small business owners already have a lot on their plate, between labor shortages, supply chain failures, rising costs and by the way, a global pandemic, and the distraction that these shared challenges pose can easily become yet another headache, in the form of cyberattacks.

LONG-FORM FINANCIAL SERVICES CONTENT

Holding their own: Middle market business leaders manage through inflation

At the end of 2022, the economic outlook among middle market business owners reached its lowest point since the first quarter of 2021. By March of 2023, they were feeling slightly more positive, as disruptions from supply chain issues and COVID-19 have mostly faded. KeyBank’s March survey of 400 owners and executives of businesses with $10 million to $2 billion in revenues revealed that while some concerns have lifted, inflation and higher operating costs remain stubborn challenges for many middle market businesses—and most of those surveyed anticipate an economic downturn before the end of the year.

Economic Outlook: Q3 2023

The U.S. Consumer Price Index (CPI) rose 0.6% in August on a seasonally adjusted basis, after increasing 0.2% in July. The non-seasonally adjusted consumer price index (CPI) was up 3.7% from a year ago, and the non-seasonally adjusted core CPI was up 4.3%. In particular, higher energy prices boosted U.S. headline inflation in August and likely contributed to the upside surprise in core inflation. Within energy, the CPI for gasoline surged 10.6%. In this case, cuts to oil production by Saudi Arab

Middle market business leaders maintain confidence despite ongoing uncertainty

Confidence at the company level, skepticism about the U.S. economy About half of the middle market business leaders KeyBank surveyed in September (47%) characterized their outlook on the overall U.S. economy as very good or excellent. Those with distinctly more favorable perspectives on the overall economy include businesses with revenue of $250 million to $500 million (63%) and those in the retail sector (57%). At the other end of the spectrum, those with $10 million to $25 million in annual re

MID-LENGTH FINANCIAL SERVICES CONTENT

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Adapting 1031 Exchange & Insurance Strategies to Climate Risks | First American Exchange Company

One of the largest concerns for investors is the rising cost and decreasing availability of property insurance in natural disaster-prone areas. High-risk locations like California and Florida, for example, which are often struck by hurricanes, floods, and the devastating recent wildfires, are becoming more challenging to insure. Even as these regions remain attractive for investors due to lifestyle appeal and economic opportunities, the potential long-term costs of risks must still be deeply con...

Spring 2025 Real Estate Market Outlook, Opportunities with 1031 Exchanges

Springtime often sees an increase in real estate buyer activity. But before single-family homeowners and investors spring into action, understanding the economics of the current residential real estate market is paramount.  While affordability remains a major concern, there are signs of gradual improvement. And as noted by First American Financial Corp. deputy chief economist Odeta Kushi, "where housing inventory grows, sales follow." This signals that strategic sellers in markets with increasin...

Inside RDC-S111’s Transformative Long Beach Headquarters

From high-rise to high impact: How RDC-S111‘s office design and community spaces move revitalized downtown Long Beach. In 2016, RDC and its sister company, Studio One Eleven (RDC-S111) made a decision that would transform not just their workspace, but an entire neighborhood. The well-established design firms chose to leave their 21st-floor offices, with sweeping views of Long Beach, for an unexpected location—a former Nordstrom Rack in a declining six-block shopping center in the city’s urban core.

Middle Market AI Tech Report - 2024

Artificial intelligence (AI) and technology are powering growth and playing a major role in the flourishing of middle market businesses in 2024. The impact is clear: In our latest survey, U.S. middle market business leaders cite AI, automation, and technology implementations as top methods for expanding operations.

KeyBank’s latest Middle Market Sentiment survey asked 400 owners and executives of businesses with $10 million to $2 billion in annual revenue about their outlook for the year, the c...

Healing in More Ways Than One

Sustainability in healthcare is no longer about watchful waiting. It has evolved into a critical strategic matter with profound implications for climate and public health. With climate change posing a grave health threat, healthcare leaders are recognizing the urgency for sustainable practices. The stakes are high—not only for the climate, but for patient care and operational performance.
With health system facilities responsible for 8.5% of the nation’s carbon emissions, the healthcare sector c...

How Seattle and Bellevue are Cultivating the Right Ecosystem for Growth

Take a second to think about the Bay Area. You’ll probably picture the shoreline of the Northern California coast, perhaps the Golden Gate Bridge or maybe even the iconic Google logo. The Bay Area—including towns like San Jose, Palo Alto and Santa Clara—became a global destination known for its natural beauty, prominent universities and massive proliferation of technology companies. Now, it operates as a regional powerhouse.

Building Bonds Beyond Brick And Mortar: Win Modern Tenants With The Power Of Community

Humans may have always been inherently social, but Millennials and Gen Z are reshaping how we think about community. Unlike previous generations, who balanced their social lives between office, home, faith-based institutions and civic groups, the younger crowd is increasingly anchoring social connection to work and home. And, they’re expecting building managers to get the memo and deliver socially activated spaces and events accordingly.

Rounding out the capital stack, Commercial Mortgage Affordable Team celebrates 10 years

The nationwide affordable housing crisis has been decades in the making, but in 2024, it has intensified. The National Housing Coalition estimates that there is a shortage of 7.3 million affordable housing rental homes in the U.S.; high interest rates have pushed many people back into the rental market; and homelessness rates have reached record highs, growing 6% in the past five years. To address these challenges, this affordable housing team is working closely with developers and investors to...

How to succeed in financing a multifamily project, despite multiple challenges

What compelled developers and lenders alike to stay on the sidelines? In a word, volatility. Yields on the 10-year Treasury, a primary component in sizing multifamily loans, fluctuated by an average of 6 basis points on a daily basis, twice the rate seen in 2021.1 That kind of volatility can swing financing costs by millions of dollars overnight, grinding deal activity to a halt.
So far in 2024, that measure of volatility has fallen only slightly, to just under five basis points. But that little...

Significant demand and high interest rates: How KeyBank’s affordable housing team Is making progress in the market

Despite the challenging market dynamics, KeyBank’s affordable housing team continues to grow loan volumes year over year.
Affordable housing properties have healthy operating fundamentals with strong occupancy and stable cash flow. What’s more, a national affordable housing shortage has created tremendous demand for more units. The fundamentals have generated remarkable investor appetite for affordable housing — but there is a downside: High interest rates and a challenging capital markets envir...

Malls Embrace AI-Based Virtual Influencers To Engage Shoppers

The substantial growth of social media in the last two decades has amplified the power of the influencer: a person with status, celebrity, and authority to affect trends and purchasing decisions of their followers.
But these shoppers—and the brands that are trying to reach them—aren’t limited to the tastes and preferences of human influencers. The rapid adoption of artificial intelligence is here, resulting in AI-generated avatars that look, sound, and act like people—with their own (programmed)...
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